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Personal Financial Audit Checklist

A checklist for reviewing your finances: accounts, spending, credit, insurance, savings, investments and goals.

What this tool does

A checklist for reviewing your finances: accounts, spending, credit, insurance, savings, investments and goals.

How to use

  1. Work down the list and tick each item as you finish it.
  2. Ticks are saved on this device, in your browser, so they are still there when you come back.

What this checklist covers

The list has 2 groups and 10 items.

  • Take stock (7 items): List all accounts and balances; Review monthly spending patterns; Check your credit reports; Review your insurance coverage; Assess your emergency fund; Calculate your net worth; Review your investment allocations
  • Plan ahead (3 items): Identify unnecessary subscriptions; Set financial goals; Create an action plan for improvements

Tip: Gather your statements first, then go through the list in order. Ticks are saved on this device.

Limitations

  • This is a general list and not financial advice. It does not cover tax or retirement planning.
  • It does no calculations. Use a spreadsheet or calculator for the numbers.
  • Ticks are saved only in this browser on this device.

FAQs

Q: Does the page calculate my net worth or savings?
A: No. It takes no figures and does no calculations. It reminds you which things to work out.
Q: Does it tell me how much emergency savings or insurance I need?
A: No. Those amounts depend on your situation, so decide them yourself or with a qualified adviser.
Q: How often should I go through it?
A: That is up to you. The page sets no schedule. Untick everything to start again.
Q: Are my ticks saved?
A: Yes, in your browser on this device only. Do not type account numbers or balances into the page.

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