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Investment Due Diligence Checklist

A checklist of things to research when evaluating an investment: financials, management, competition, valuation and risk.

What this tool does

A checklist of things to research when evaluating an investment: financials, management, competition, valuation and risk.

How to use

  1. Work down the list and tick each item as you finish it.
  2. Ticks are saved on this device, in your browser, so they are still there when you come back.

What this checklist covers

The list has 3 groups and 15 items.

  • Financials (5 items): Review financial statements (income, balance sheet, cash flow); Analyze revenue growth trends over several years; Evaluate profit margins and profitability metrics; Assess debt levels and debt-to-equity ratio; Review dividend history and payout sustainability
  • Business and market (4 items): Review business model and revenue streams; Analyze competitive landscape and market position; Assess industry trends and growth outlook; Analyze customer concentration and retention
  • People, valuation and risk (6 items): Research management team background and track record; Check insider ownership and recent transactions; Evaluate valuation metrics (P/E, P/B, EV/EBITDA); Review analyst ratings and price targets; Look for reported regulatory or legal issues; Identify key risks and potential red flags

Tip: Use it as a prompt for your own research, not as a verdict. Ticks are saved on this device.

Limitations

  • This is a general list and not financial advice. It does not tell you what any figure should be or whether to buy, hold or sell.
  • The prompts are written for shares in a single company. Funds, bonds, property and other investments need different checks.
  • It does not fetch data or compute any ratio. You do the research and the arithmetic elsewhere.
  • Ticks are saved only in this browser on this device.

FAQs

Q: Does the checklist score or rate an investment?
A: No. It is a list of 15 research prompts with tick boxes. It does no calculation, scoring or ranking, and ticking every item does not mean an investment is sound.
Q: Is this investment advice?
A: No. It lists topics to research and says nothing about whether any investment is good or suitable for you. Consider speaking to a licensed adviser.
Q: Can it be adapted to my industry?
A: Partly. The starting list is general and the same for everyone, but each section has a box for adding your own checks and you can remove ones that do not apply.
Q: Are my ticks saved?
A: Yes, in your browser on this device. They are not sent anywhere and do not follow you to another device or browser.

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